How gem demo operates under local law
gem demo's account terms, deposit processing and withdrawal procedures operate where local law permits. Your deposits via DANA, OVO, GoPay and QRIS are treated as direct fund transfers to your account wallet; we do not hold these funds externally. Withdrawals are verified through the same payment
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rail you used to deposit, which keeps fraud risk low and ensures your money returns to the source account you named. Account closure, data retention and dispute resolution follow the legal framework applicable in Indonesia. If you request account suspension or data deletion, we process those
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requests within the timeframe specified in your account settings. All transactions are logged; you can review your deposit and withdrawal history in your account ledger at any time.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.